Occupy Minnesota Moves To Mpls. Backyard

MINNEAPOLIS (WCCO) — For over a month now, Occupy Wall Street protesters have been camping out in front of the Hennepin County Government Center. But on Sunday, their protests moved — into a backyard.

Monique White hosted an Occupy Minneapolis barbeque. She’s a single mother who was recently laid off due to state budget cuts and is now facing foreclosure.

“It makes me feel really good. It lets me know that people are concerned and they are happy to assist me and support me. And I’m very appreciative of that,” White said.

Protest organizers said U.S. Bank won’t help her modify her mortgage. About 20 to 30 protesters have set up tents outside her home in hopes the attention will bring a resolution.

“The customer’s loan was sold to Freddie Mac in 2005,” said Nicole Sprenger, U.S. Bancorp vice president for corporate public relations. “Once that happened, we, as the servicer, were required to follow Freddie’s guidelines. Per those guidelines, the house was foreclosed on in January 2011. It is now the property of Freddie Mac.”

  • Jake

    LOL. Single mother, eh? Where’s the dad/boyfriend/husband? Maybe he wasn’t a spineless wimp like she wanted him to be. A lot of relevant info missing HERE, especially on the issues of ‘choices’, ‘freedom’, and ‘personal responsibility’.

    • Your Mother

      You are a cold, heartless SOB!

      • Jake

        Just telling it like it like it probably is. If you have a problem with the truth, perhaps you should surf another website.

        • Mike

          Your bias is not the truth, it is what fuels and guides your broken moral compass.
          Face it Jake, you have the character of a sociopath.

          • DougT

            No – in the real adult world bad things can happen and one needs to prepaire for them. – Its not the nursery school utopia that public schools train people to believe in – Buck up and live your life. The majority is not here to underwrite bad decisions.

            Single motherhood is not a good thing and apparently women have constitutional biological rights – and these rights include whom they allow to impregnate them. Bad choices make for bad outcomes

            • Citizen

              @DougT. This woman obviously qualified for a mortgage at some point, didn’t she. Therefore she did not make a “bad decision.” She did not make bad financial choices because obviously she was able to support her family AND qualify for a mortgage. She did not have a crystal ball to see the future and the recession and the loss of her job. Nor will you nor I be able to see a health crisis before it is upon us. Life happens, we all do our best. Your criticism is pretty cold and heartless. But then, you must be a Republican!

              • jackactionhero

                Regardless, if she no longer has that same income level and ability to pay her mortgage (there’s a formula involved) then she can’t have the mortgage, modified or otherwise, and that isn’t US Bank’s fault.

                • Frankie

                  Look at your statement. Look at the property taxes and insurance. Then look at the escrow. They are probably taking out far more than they should in escrow because they estimate your property taxes and insurance to go up and add a little more.

                • jackactionhero

                  I’m not arguing that it does. Clearly there is no benefit there for anybody. However, should people be allowed to buy a house and then not pay for it, but still get to live there? Where is the line drawn?

                  I had my own mortgage modified a year and a half ago after suffering a near fatal accident that made me unable to work for 2 months. Getting behind happens quick. Catching up can be nearly impossible. After I told my mortage holding bank that I couldn’t make the full payment the next month, they increased my payment by $300 per month. A year later, after making all those payments, they’ve increased it another couple hundred. It went from a $1300 payment to a $1900 payment just because I called the bank to work with them on setting up a way to stay current.

                • Citizen

                  So, explain to me, Jack, besides the wonderful tax deduction that the bank gets, how throwing anyone out of his/her house these days benefits society and taxpayers. It doesn’t. Housing values have still not yet hit bottom. Tax valuations are falling and hurting all communities. The bottom line is, the big banks can change their policies if they so choose–some are making record profits. I am officially protesting taxpayers having to subsidize mortgage foreclosures, tax deductions, and devaluation of property!

  • fritz

    Brats and burgers. Count me in.

  • Sam I am

    Send all the homeless people for din din. Seriously – she is laid off and doesn’t have an income. Why would the bank make a deal now. She has no way of paying it back. And you want to talk budget cuts – look at Dayton.

  • Sandy

    How about if these people start contributing and just get a dang job! Vagrants!

    • jackactionhero

      Shouldn’t you be more concerned with your own situation?

      Why are you so mad at these people?

      • Angie

        Probably because our tax money is now going to have to pay for her housing and for her child while she sits around feeling sorry for herself. People need to take responsibility for themselves. Get out there and look for a job. It is not as hard as people are claiming it to be.

        • Citizen

          Yes, Angie, it is HARD to find a job, or unemployment wouldn’t be at 9%. College graduates would be able to find jobs. When a mechanical engineer can’t find a job and endls up working as a part-time teacher, we are in trouble.

  • llp

    how bout ya’ll just man up oh snap ya’ll ain’t men just spineless bigots probably just fat beer drinkin pull tab deer hunting fat cheese eating potato bag wearing oh forgot MN nice (RIGHT)

    • bobby

      @llp…maybe your comments wouldn’t seem so moronic if you used some punctuation.

    • Jake

      Yeah, and what have you done for your country lately, except for paying SALES TAXES, lately??

      • Snakeeyes

        you are the one who complained of ONCE makeing $5000 and having to pay taxes on it. Complain one spot about once paying taxes, then rag on somebody else for paying taxes. Are you a clueless rube or what?,

        • Jake

          I wasn’t ‘complaining’ about it at all, I was merely statiing that if I was once good enough to have to pay federal and state income taxes on a mere $5000 in taxable income, so should the REST OF YOU. It’s called PAYING YOUR FAIR SHARE, being responsible, and being a good citizen. So stop putting words in my mouth.

          • Citizen

            All you paid, Jake, were FICA and Medicare taxes. $5,000 is too little to pay anything else.

  • See BS

    The Dad can’t find a job for having a domestic abuse criminal record and he’s not even in the story at all?

    • llp

      why should he be he’s a head coach in rogers

  • llp

    Nope he’s runnin around beer hunting in the land of a thousand hillybillys

    • jackactionhero

      With her name, she’s never been in any relationships with any white folks. The brothers aren’t the ones out drinking and hunting, goofball.

  • ingra

    Yahoo, slumber party for the jugheads.

  • Northsider

    This is my neighbor, she isn’t a freeloader and it isn’t her fault she was laid off due to budget cuts. I have a government job as well and this could be me someday. I know plenty of banks have worked with other people so they could keep their home, why not her? Perhaps the banks, along with most of you idiots, as racist as well. And as far as “these” people getting jobs, who says she doesn’t have a part-time job somewhere? When you go from making $40,000 a year to $7.50 an hour at Target, it’s sort of hard to keep up the bills you have. There are plenty of us on the North side that have jobs and care about our community, I invite every single one of you to our community meetings to see the “real” Northsiders.

    • Greg

      Have her monetary reserves dried up?

    • Jake

      Funny, I didn’t see anybody mention what RACE she is. Yes, some references to where she was living, but not her race.

      • Frankie

        perhaps he has read your past posts.

  • Mark

    To all of you who degrade this story, NONE OF YOU KNOW THIS WOMAN! I work with her. She has worked 2-jobs basically since she was 16 years old. The budget cuts by the REPUBLICANS closed the group home that she worked full-time in. She now has one part-time job, and has done everything that she is told to do by the state unemployment office to try to find new employment. US Bank will not consider her unemployment status or funds in attempting to modify the lmortgage.


    Don’t look for sympathy if you end up in a simmilar situation, I will find it difficult to find compassion for some of you “heartless” souls.


    • jackactionhero

      Has she had kids since the same timeframe? Just curious, Mark.

      • Mark

        @ jackactionhero

        what is this question suppose to mean? Does it make a difference? She has kids living at home,

        • jackactionhero

          I’m asking if she’s had the kids since she was a teenager. My motivation for asking is to see if she went to post-secondary education or if she was stuck raising her kids after a teenage hit-and-run.

          In other words, is she now reaping the crops of life that she has previously sown?

          • Maileekia

            How about her cell phone and cable TV? It’s all about lazy people wanting handouts from the govt. Did you see Obama called us lazy yesterday?

    • I'm Just Sayin'

      Mark, So we only help each other based on party affiliation now? So is that why the democrats buy all the poor votes with assitance and the republicans buy all the fat cats that buy them elections? Considering I support no party because they both S_CK, does that mean even thoguh I paid taxes for over 30 years now, that I will not be able to ask for help because I do not affiliate with any one party? What a great testiment to the democrats and republicans alike. What is the mantra of our two party system? “they S_CK, so do not help them?

      • Citizen

        The reality of the two-party system, I’m Just, is that both parties pander to the wealthy and corporations for campaign contributions, therefore, their affiliation is to those people and corporations. That is the heart of the OWS message, that our government and politicians are now bought and paid for which makes the true RULERS of the U.S. the wealthy and corporations–not our elected officials using the Constitution. I’m a progressive populist who, by default, supports the Democrats. Doesn’t make me real happy, but you have to choose in order to not throw away the one vote you have.

    • jackactionhero

      They probably won’t modify her mortgage, because she does not meet the standard for even having that mortgage. If her income dropped that dramatically, she’s not eligible for modification, because she doesn’t have enough money to pay for her house. That isn’t US Bank’s fault, Mark.

      • Citizen

        The real reason, Jack, is that it is much more profitable for banks to foreclose than to work with the mortgagee to come to an accommodation. The banks cannot only deduct the unpaid for balance of the mortgage (at the financial support of U.S. taxpayers) and they can also hold her feet to the fire with the rule that she needs to come up with 20% down in order to refinance. Win win situation for the banks. We taxpayers support the loss deduction for the bank who has a nice tax write-off. Why should they work with the mortgagee when it is so easy not to? The big banks are nothing but predators which is why OWS was asking people to move their money to small local banks and credit unions–something I did years ago.

    • kjm

      I was with you Mark until you blamed the Republicans.

      • Mark

        @ kim
        The reason I point the finger of blame at the republicans is because of their huge proposal to cut the Health and human services state budget by an excessive amount. Govornor Dayton did cut this as well, but by not as large an amount. It was this budget that her job was affected, and by funding cuts, the home closed.

        And we could go on with tax cuts by Bush as well as two hot wars, with no tax increases to pay for them.

        As I watch my community be destroyed by natural and artificial forces, I only wish the rest of you who spout nothing but hate filled diatribes, would come up with some constructive positive ideas that could benefit the majority, not the few businesses who prosper by this crisis.

      • Citizen

        @kjm. It’s the Republicans who have the mantra no new taxes and refused to raise taxes on the wealthy even one cent. The Republicans are the party of “personal responsibility” and “accountability” unless it applies to their pet projects. Otherwise they are the party of “No.” Group homes and the people in them do not vote Republican and cannot make campaign contributions, therefore, they are nonentities.

  • bobby

    Camping out on teh north side? Good luck with not getting robbed or murdered.

    How upset would most of us be if these good for nothing’s camped out on your neighbors lawn? But I suppose it is the north side, and they are used to having good for nothing losers hanging around. :)

  • josie

    Still, she has money for hosting a BBQ for strangers………….

    • Mark

      @ josie

      I was there and can tell you this BBQ was paid for by free will offerings and everyone bringing food to share.

      Maybe you should not spout off when you have no clue as to what you think you know about.

    • jackactionhero

      Dumb Comment. You have no evidence whatsoever to demonstrate that she funded a BBQ for over a hundred people. So why did you make the comment at all?

      • josie

        Where did you get the 100 number, jackactionhero….where you there?

        • jackactionhero

          Before I answer your question, please answer mine. What evidence do you have she funded the event? Please be specific. Thanks.

        • jackactionhero

          Yes, because I live in a van down by the river. I have no concept of reality.

    • addin

      Dang, you beat me to it!
      Yeah money to host a BBQ but not pay her mortgage.

      • bobby

        I’m not sure, but I would bet that Occupy MN is paying for the BBQ.

  • Kevin

    Maybe Michael Moore will show up and help her out. I mean he is a fat fu*k and there is free food there. You know…he can fly his private jet into Mpls airport….take a limo to this garbage area….and demand justice and equlity for all…then he can jump back into his limo….and back to private jet…….liberals are such morons….it would be a comedy….but its real life….

  • Bill Clintons Cigar

    Why did they go to her house? Why not the house of a white person in a burb who also lost their job and are loosing their house? Oh those silly white hating liberals…..

  • Occupy fan

    Both US Bank and Wells Fargo are liars when it comes up to loan/mortgage modification. My mortgage company lied to me also, those creeps just do not have any loan modifications available. I just wasted all my time waiting, while maybe I could have found another method(s) to pay for the house or to sell it, now I don’t have any more time left.

    • jackactionhero

      Wells Fargo was more than happy to work with me on modifying my loan, so I don’t think you know what you’re talking about, or chances are, you didn’t bother telling them you couldn’t make your payments until after about 6 months or a year of squatting in your home without paying your way. Right?

    • Kevin

      Oh gosh…let me guess….the evil banks made you sign for a loan that you could not afford….WUSSIFICATION of America…

  • Juliie

    Maybe it is time to be concerned about her children. Please do not let them wonder into the backyard. Lock your doors and keep your children close.
    I would also watch your neighbors. I bet they are not happy with their new neighbors.

  • altavista

    My heart breaks for the children who get caught in these kinds of messes, but this woman had other options than trying to hang onto a home that she can no longer maintain. She could have put the house up for sale on a short sale and if unable to sell the house she could have returned the house to the bank on a “deed in lieu.” She could have walked away free and clear of any financial obligation and not had a foreclosure on her credit record. At this point renting would probably give her a sense of relief. If she already is having trouble making a mortgage payment how is she going to pay if the water heater, furnace or roof go? Maintaining a house in even average condition is costly. But, having the OWies camping on your lawn, Ma’am? Is this fair to other home owners? Are you allowing people whom you don’t know into the home where your vulnerable children live to use your bathroom or are they out urinating and defecating in the yard? Sometimes it is just better to find an alternative way to deal with adversity, hold your head high and move on with dignity. I know because I’ve been there. My prayers are with you and your family.

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