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Coverage

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Monday Deadline Looms For Health Insurance Exchange

State officials are reminding Minnesotans to sign up through the state’s health insurance exchange by Dec. 15 to ensure they’re covered at the start of the New Year. MNsure is preparing for a rush of web traffic ahead of the Monday deadline, increasing call center hours to handle consumers looking to avoid a lapse in coverage.

12/11/2014

Can My Health Insurance Cover My Children?

Whether or not your health insurance can cover your children depends on your specific policy.

03/20/2014

Can My Health Insurance Cover My Spouse?

Whether or not your health insurance can cover your spouse depends on your specific policy.

03/20/2014

Does My Health Insurance Work Outside Of The United States?

Most health plans do not cover medical services outside of the United States.

03/20/2014

Who Can I Contact With Problems About My Insurer?

Under the Affordable Care Act, consumers have the right to appeal decisions made by their health insurance company.

03/20/2014

Can I Pay For Contacts Or Glasses With My Health Insurance?

Some insurance plans may include coverage for contacts and glasses, though most don’t.

03/12/2014

Does My Health Insurance Cover Mental Illness Care?

Almost all health insurance policies are now required to cover mental illness care under the Affordable Care Act.

03/12/2014

Does My Health Insurance Cover Substance Abuse Treatment?

Almost all health insurance policies are now required to cover substance abuse treatment under the Affordable Care Act.

03/12/2014

What Should I Do If My Insurer Denies A Claim?

If your insurer denies a claim, you have two options for appeal: internally with the insurance company and externally with the government.

03/12/2014

Are Prescription Drugs Covered Under My Health Insurance?

Under the Affordable Care Act, most health insurance policies must cover prescription drugs.

03/12/2014

What Is The Difference Between An HMO And A PPO?

The difference between an HMO and a PPO is in their costs and health care options.

03/06/2014

What Is The Difference Between Co-Insurance And Co-Payments?

Co-insurance and co-payments are different forms of cost sharing between you and your insurance company.

03/06/2014

How Does My Health Insurance Work At The Hospital?

The Affordable Care Act requires that all health insurance policies cover 10 essential benefits, including emergency treatment.

03/06/2014

How Do I Use My Health Insurance When I Visit A Doctor?

To maximize the benefits of your insurance policy, you will likely need to choose a doctor from within your health plan’s network.

03/06/2014

Do I Lose My Health Insurance If I Am Laid Off Or Fired?

If your health insurance is provided by your employer, you will lose coverage if you are laid off or fired. But there are options to stay covered.

03/06/2014

Can My Health Insurance Cover My Unmarried Partner?

Some insurance companies allow policies to be extended to unmarried partners.

02/27/2014

How Do I Choose A Doctor?

Finding a new primary care physician takes time, patience and research. Start by considering your personal needs.

02/26/2014

How Do I Use My Health Insurance?

A main goal of Obamacare is to switch the nation’s healthcare system from one that focuses on treating illness to one that works to prevent illness and promote health and longevity.

02/26/2014

Where Can I Get Care?

Your insurance company and state government maintain directories of doctors. These can be great starting places for learning where to get care.

02/23/2014

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Outside Review Finds Deep Flaws In MNsure Website

The troubled website for Minnesota’s health insurance exchange can’t be completely fixed in time for the March 31 deadline by which all Americans are supposed to have coverage under the new federal law.

01/22/2014

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Dayton: Minn. Won’t Extend Insurance Coverage

Gov. Mark Dayton announced Monday that Minnesota will not allow people to keep existing insurance plans for another year, despite President Barack Obama’s plan to allow it.

11/18/2013

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Insured Minnesotans Feel Like They’re Losing Out

Nearly 280,000 Minnesotans who pay for their own insurance will receive a letter from their health care provider detailing some small and some large changes to their plans.

10/31/2013

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MNsure Crucial For MN Cancer Survivor Who’s Had 35 Surgeries

It’s day two for the roll-out of MNsure, but some who are shopping online for health insurance plans said they are running into technical glitches and delays. MNSure officials said the system is running smoothly, after a bumpy start Tuesday when it launched — so far about 2,500 accounts have been created.

10/02/2013

(credit: CBS)

How Much Will MNsure Cost? Reality Check

On Friday, MNsure — Minnesota’s new online health insurance exchange — will reveal how much consumers will pay for insurance premiums under the program, which is part of the new federal health care law. The top question at the MNsure call center has been, “How much will I pay for insurance?”

09/05/2013

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Guaranteed Coverage For People With Pre-Existing Health Conditions

Health insurance companies can no longer deny or limit coverage for individuals with pre-existing health conditions.

07/22/2013

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