State officials are reminding Minnesotans to sign up through the state’s health insurance exchange by Dec. 15 to ensure they’re covered at the start of the New Year. MNsure is preparing for a rush of web traffic ahead of the Monday deadline, increasing call center hours to handle consumers looking to avoid a lapse in coverage.
Whether or not your health insurance can cover your children depends on your specific policy.
Whether or not your health insurance can cover your spouse depends on your specific policy.
Most health plans do not cover medical services outside of the United States.
Under the Affordable Care Act, consumers have the right to appeal decisions made by their health insurance company.
Under the Affordable Care Act, most health insurance policies must cover prescription drugs.
Some insurance plans may include coverage for contacts and glasses, though most don’t.
Almost all health insurance policies are now required to cover mental illness care under the Affordable Care Act.
Almost all health insurance policies are now required to cover substance abuse treatment under the Affordable Care Act.
If your insurer denies a claim, you have two options for appeal: internally with the insurance company and externally with the government.
The difference between an HMO and a PPO is in their costs and health care options.
Co-insurance and co-payments are different forms of cost sharing between you and your insurance company.
The Affordable Care Act requires that all health insurance policies cover 10 essential benefits, including emergency treatment.
To maximize the benefits of your insurance policy, you will likely need to choose a doctor from within your health plan’s network.
If your health insurance is provided by your employer, you will lose coverage if you are laid off or fired. But there are options to stay covered.
Some insurance companies allow policies to be extended to unmarried partners.
Finding a new primary care physician takes time, patience and research. Start by considering your personal needs.
A main goal of Obamacare is to switch the nation’s healthcare system from one that focuses on treating illness to one that works to prevent illness and promote health and longevity.
Your insurance company and state government maintain directories of doctors. These can be great starting places for learning where to get care.
The troubled website for Minnesota’s health insurance exchange can’t be completely fixed in time for the March 31 deadline by which all Americans are supposed to have coverage under the new federal law.
Gov. Mark Dayton announced Monday that Minnesota will not allow people to keep existing insurance plans for another year, despite President Barack Obama’s plan to allow it.
Nearly 280,000 Minnesotans who pay for their own insurance will receive a letter from their health care provider detailing some small and some large changes to their plans.
It’s day two for the roll-out of MNsure, but some who are shopping online for health insurance plans said they are running into technical glitches and delays. MNSure officials said the system is running smoothly, after a bumpy start Tuesday when it launched — so far about 2,500 accounts have been created.
On Friday, MNsure — Minnesota’s new online health insurance exchange — will reveal how much consumers will pay for insurance premiums under the program, which is part of the new federal health care law. The top question at the MNsure call center has been, “How much will I pay for insurance?”
Health insurance companies can no longer deny or limit coverage for individuals with pre-existing health conditions.