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Insurance

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Driver Record Data Fight Draws In Lawmakers

Minnesota state lawmakers are trying to slow down a plan from the Department of Public Safety that would restrict public access to driver’s license data, including the bulk sale of data to insurance companies and car dealers. DPS officials say they made the change after thousands of snooping incidents into personal driver’s license records. But insurance industry executives, and Insurance Federation of Minnesota Vice President Mark Kulda, say it could add money to your insurance bill.

03/12/2014

How Does My Health Insurance Work At The Hospital?

The Affordable Care Act requires that all health insurance policies cover 10 essential benefits, including emergency treatment.

03/06/2014

How Do I Use My Health Insurance When I Visit A Doctor?

To maximize the benefits of your insurance policy, you will likely need to choose a doctor from within your health plan’s network.

03/06/2014

Do I Lose My Health Insurance If I Am Laid Off Or Fired?

If your health insurance is provided by your employer, you will lose coverage if you are laid off or fired. But there are options to stay covered.

03/06/2014

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Obamacare: What Every Small Business Owner Needs To Know

The Affordable Care Act helps business owners acquire and pay for health insurance for their employees. Find out if your business qualifies.

03/03/2014

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Obamacare: What Every Small Business Owner Needs To Know

The Affordable Care Act helps business owners acquire and pay for health insurance for their employees. Find out if your business qualifies.

03/03/2014

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Professional Thrill Seeker Devoted To ‘Crashed Ice’

Crashed Ice is expected to attract more than a 100,000 people to St. Paul this weekend for one of the most extreme sports on earth. So it’d be a good idea to introduce you to one of the most extreme people on earth. If you want to take a wild ride, just ask Reed Whiting what he does for a living.

02/21/2014

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MNsure Site Improving, But Budget Remains Shaky

Minnesota lawmakers warned leaders of the state’s health exchange Wednesday that they need to figure out how to cover a possible budget shortfall, as insurance enrollment trends continue to point to a deficit starting in 2015. “How much more expensive is this going to be?” asked Rep. Joe Hoppe, R-Chaska, at a meeting of a legislative panel that oversees MNsure, Minnesota’s exchange. “I think people want to know how expensive it’s going to be and how it’s going to be paid for.”

02/12/2014

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Minn. Sues BP For $25M For Cleanup Of Leaky Tanks

The state of Minnesota is suing British Petroleum for $25 million, alleging the company double dipped when it sought state funds on top of insurance payments to clean up contamination from leaking petroleum storage tanks. The Department of Commerce and Minnesota’s Petrofund Board filed the suit Monday. It alleges that from 1988 to 2012, BP received hundreds of millions of dollars in insurance claims to clean up polluted properties statewide.

02/10/2014

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MNsure Looking At Possible Funding Shortfalls

Leaders of Minnesota’s health exchange said Thursday that they might need additional funding if insurance premiums stay low, enrollment lags below expectations and continues to tip toward public rather than private insurance programs.

01/09/2014

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Good Question: How Much Does Insurance Fraud Cost Us?

More than 100 former New York City workers – including police officers and firefighters – were charged Tuesday with defrauding the disability system. Some are accused of fishing or doing karate after saying they were too injured or too depressed to work. Prosecutors say the alleged scams cost the federal government about $400 million. Every year, Americans pay $1.1 trillion in private insurance premiums, but a big chunk of that money goes to pay out false insurance claims.

01/08/2014

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Health Plan Scramble Crams Minn. Agency Helpline

A late scramble to finalize health coverage before the new year crammed the call center Tuesday at Minnesota’s insurance marketplace, which is still working to repair problems with its centerpiece online portal.

12/31/2013

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MNsure Gives Users Troubleshooting Tips

MNsure is releasing some tips they hope will help frustrated Minnesotans troubleshoot through its health insurance marketplace website. John Schadl, spokesman for MNsure, says they have gathered several common questions that operators at their call center are asked daily. The original deadline for enrollment was Monday, Dec. 23, but that deadline was extended to Dec. 31 after complaints of ongoing challenges that people faced while trying to enroll under the new federal health care law.

12/23/2013

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Last-Minute Insurance Shoppers Given Grace Period

Anticipating heavy traffic on the government’s health care website, the Obama administration effectively extended Monday’s deadline for signing up for insurance by a day, giving people in 36 states more time to select a plan.

12/23/2013

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MNsure Extends Enrollment Deadline By 1 Week

Minnesota’s health insurance marketplace is extending by one week its deadline for signing up for coverage that takes effect on the first of the new year. The new interim CEO of MNsure says Friday that a Monday deadline for signing up will be extended to Dec. 31. That means people will be able to enroll right up to the day before the insurance takes effect. In addition, MNsure leader Scott Leitz says people will have until Jan. 10 to pay for their coverage. Leitz says all MNsure enrollees may not have insurance cards by Jan. 1 but that the agency is working on ways they can prove their coverage to doctors and hospitals.

12/20/2013

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Obamacare Key Dates In 2014

Implementation of the health reform law continues through 2014 with these key dates.

11/25/2013

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Minn. Businesses To See Drop In Unemployment Tax

Minnesota businesses will see lower unemployment insurance taxes starting next year. The Minnesota Department of Employment and Economic Development says Tuesday that the unemployment insurance trust fund’s $1.2 billion reserve at the end of September was enough to trigger a tax cut.

11/19/2013

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Dayton: Obama Did Right Thing On Insurance Plans

Gov. Mark Dayton says he believes President Barack Obama made the right decision by letting insurance companies continue to offer consumers health plans that were set to be canceled under federal health care changes.

11/14/2013

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Dayton: Americans Should Be Able To Keep Insurance

Gov. Mark Dayton says he believes all Americans should be able to keep existing insurance plans under the new federal health care law.

11/12/2013

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MNsure Reaches More Than 10,000 Accounts

MNsure’s executive director, April Todd-Malmlov, says more than 10,000 Minnesotans have opened accounts in the first 10 days of the exchange’s operation, including about 300 opened by small-business owners.

10/11/2013

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Good Question: Why Do Our Insurance Rates Rise So Quickly?

A few years back, Kathy Lesicka’s Monticello home had hail damage and needed the roof replaced. Two months after the repairs, her homeowners’ premium increased by $200. “That was the first time we ever claimed, and we were like, ‘We’ve been with you for 20 years, are you kidding me?’” she said.

10/03/2013

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How To MNsure

There is only one Elvis, but there are thousands of self-employed Minnesotans like Elvis impersonator Anthony Shore and his wife Trisha. Both are 32 years old and uninsured. “I’m a healthy individual, but you never know what’s going to happen. So yeah, I don’t like it. It makes me feel scared not having insurance,” Trisha said. Starting next week, uninsured and under-insured Minnesotans can buy health care online at MNsure.org. But one of the biggest problems is getting the word out.

09/28/2013

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Administration: MNsure Has Lowest Average Premiums Nationwide

Just six days before its launch, the state says all systems are a go for Minnesota’s new health insurance program: MNsure.

09/25/2013

Health Reform Rollout: Today – 2018

While many Americans are aware of the Affordable Care Act (ACA) and what may be in store in the near future, some are unaware of the longer term provisions still to come. Below is a […]

08/25/2013

Glossary Of Insurance Terms

Deductibles, Co-Pays & Other Policy Jargon This glossary includes many commonly used insurance and insurance-related terms. It is not an exhaustive list and only meant as an educational or informational aid. Terms, or definitions, as […]

08/07/2013

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