Minnesota is one week out from Election Day, and many political campaigns are going “old school.” Thousands of Minnesota mailboxes are filling up with campaign literature.
With almost a year under its belt, has the Affordable Care Act impact as many people as it originally set out to?
By most accounts, MNsure’s rollout was a disaster. But six months after signups began, CEO Scott Leitz says the online marketplace has turned a corner. “We’re continuing to grow at about 1,000 people per day who we’re enrolling through MNsure, so we’re continuing to see growth, and it’s only going to get more as we move into the fall open-enrollment period,” Leitz said.
An outside political group’s new television promotes Minnesota Republican gubernatorial candidate Scott Honour as having the toughest stance against the nation’s new health care law.
In Minnesota, at least one group opposed to Obamacare encouraged Minnesotans not to enroll and encouraged them to refuse to sign up on any website. Gov. Mark Dayton calls it inexplicable. “It’s been a barrage of criticism all the way. It’s been people cheering when it has problems. It’s been telling people not to enroll, which i think was very ill-advised,” Dayton said.
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Whether or not your health insurance can cover your children depends on your specific policy.
Whether or not your health insurance can cover your spouse depends on your specific policy.
Most health plans do not cover medical services outside of the United States.
Under the Affordable Care Act, consumers have the right to appeal decisions made by their health insurance company.
For children, those younger than 19, dental care is a pediatric service that must be covered as an essential benefit.
Almost all health insurance policies are now required to cover mental illness care under the Affordable Care Act.
Almost all health insurance policies are now required to cover substance abuse treatment under the Affordable Care Act.
If your insurer denies a claim, you have two options for appeal: internally with the insurance company and externally with the government.
Under the Affordable Care Act, most health insurance policies must cover prescription drugs.
Some insurance plans may include coverage for contacts and glasses, though most don’t.
If your health insurance is provided by your employer, you will lose coverage if you are laid off or fired. But there are options to stay covered.
The difference between an HMO and a PPO is in their costs and health care options.
Co-insurance and co-payments are different forms of cost sharing between you and your insurance company.
The Affordable Care Act requires that all health insurance policies cover 10 essential benefits, including emergency treatment.
To maximize the benefits of your insurance policy, you will likely need to choose a doctor from within your health plan’s network.