Minn. May Lead US In 2013 Natural Disaster ClaimsMove over, Florida. New numbers show that Minnesota could finish first when it comes to disaster insurance claims. Last year, Minnesota generated nearly $800 million in claims, and that's only through the third quarter. If you're wondering why your premium is going through the roof, you can blame what's falling on your roof. Hail from storms on Aug. 6 damaged roofs, windows and siding all over the south metro.