Monday Deadline Looms For Health Insurance ExchangeState officials are reminding Minnesotans to sign up through the state's health insurance exchange by Dec. 15 to ensure they're covered at the start of the New Year. MNsure is preparing for a rush of web traffic ahead of the Monday deadline, increasing call center hours to handle consumers looking to avoid a lapse in coverage.
Who Can I Contact With Problems About My Insurer?Under the Affordable Care Act, consumers have the right to appeal decisions made by their health insurance company.
Does My Health Insurance Work Outside Of The United States?Most health plans do not cover medical services outside of the United States.
Can My Health Insurance Cover My Spouse?Whether or not your health insurance can cover your spouse depends on your specific policy.
Can My Health Insurance Cover My Children?Whether or not your health insurance can cover your children depends on your specific policy.
What Should I Do If My Insurer Denies A Claim?If your insurer denies a claim, you have two options for appeal: internally with the insurance company and externally with the government.
Does My Health Insurance Cover Substance Abuse Treatment?Almost all health insurance policies are now required to cover substance abuse treatment under the Affordable Care Act.
Does My Health Insurance Cover Mental Illness Care?Almost all health insurance policies are now required to cover mental illness care under the Affordable Care Act.
Can I Pay For Contacts Or Glasses With My Health Insurance?Some insurance plans may include coverage for contacts and glasses, though most don't.
Are Prescription Drugs Covered Under My Health Insurance?Under the Affordable Care Act, most health insurance policies must cover prescription drugs.
Do I Lose My Health Insurance If I Am Laid Off Or Fired?If your health insurance is provided by your employer, you will lose coverage if you are laid off or fired. But there are options to stay covered.
How Do I Use My Health Insurance When I Visit A Doctor?To maximize the benefits of your insurance policy, you will likely need to choose a doctor from within your health plan’s network.
How Does My Health Insurance Work At The Hospital?The Affordable Care Act requires that all health insurance policies cover 10 essential benefits, including emergency treatment.
What Is The Difference Between Co-Insurance And Co-Payments?Co-insurance and co-payments are different forms of cost sharing between you and your insurance company.
What Is The Difference Between An HMO And A PPO?The difference between an HMO and a PPO is in their costs and health care options.