Don’t Neglect End-Of-Year Tax Write OffsIn the midst of the holidays, taxes are likely the last thing on the minds of most people. But maybe they shouldn't be. From selling a car to buying energy efficient windows, there are ways to get money back before 2013 comes to an end. And there may be a few extra tax deductions that most people don’t even know about, according to Jeff Bergerson of Bergerson Tax Services in St. Paul. The Energy Efficient Credit is a major one.
Good Question: Why Are Mortgages Sold?After mortgage banker Alex Stenback of<a href="http://www.behindthemortgage.com"> Alerus Mortgage</a> helps people buy a new home, he sells off the mortgage. “We sell everything that we do here,” Stenback said. “When we sell them, it’s one by one.” About 80 percent of home loans are eligible to be sold. Stenback says it can happen for a couple of reasons. “One is there is $10 trillion in outstanding mortgages right now in the country and there's simply not enough deposits in all the banks to make that many mortgages," he said.
Mpls. To Sell 500 Discounted Trees To ResidentsThe City of Minneapolis is offering 500 discounted trees to homeowners who lost trees during the severe storm on June 21. According to city officials, $25 trees will be available to order starting on Monday, Sept. 9 at 8 a.m. The sale will last until Sept 20, or earlier if the trees sell out. Six tree species will be available: hackberry, harvest gold linden, heritage oak (English oak and bur oak cross), heritage river birch, Honeycrisp apple and royal star magnolia.
Columbia Heights Homebuyer Fights 'Predatory Remodeling'Frost Simula calls himself the poster child for what’s call “predatory remodeling” and now he's talking about his fight to protect others.
Dismal Spring Has Landscaping Jobs Delayed At Least 1 MonthFor the Twin Cities, the cold and rainy weather has dramatically slowed landscaping and gardening projects. Whether it's a major patio project, or planting a home garden, everything seems to be a month behind.
Minn. Lawmakers Hope Property Tax Help Will StickMinnesota lawmakers went out of their way to put a dent in property taxes by heaping hundreds of millions of new dollars into state allowances to schools and local governments. They also bolstered programs that supply direct-to-homeowner tax credits.
Bill: Extra $5 On Insurance Policies To Fund Police, Firefighter PensionsTake a close look at your homeowner and auto insurance policies -- the cost may be going up. Minnesota lawmakers are considering a bill to add a $5 surcharge on every policy in the state.
Tips For Getting An Early Jump On Spring MaintenanceEven though there's still a lot of snow on the ground, it's not too early to start thinking about the home repairs you'll want to make this spring. Experts say there are plenty of things you can do around your house now to get a jump on spring.
More Signs Of Improvement In Housing MarketThere are more encouraging signs in the housing market.
Outdoor Dining, Frogtown Farm In St. Paul Mayor's ProposalsOutdoor dining in St. Paul could be expanding and buying a home there may become more affordable, if Mayor Chris Coleman's proposals get the green light.
Warm Weather, Rainy Spring Bring More Carpenter AntsCarpenter ants are creating problems for homeowners. The insects can chew away portions of the wood in your home, just like termites.
Reality Check: North Dakota's Property Tax VoteVoters in North Dakota get a chance Tuesday to do something no state has ever done before: Not just lower property taxes, but abolish them. It's a bold move, but critics say it will throw the state into chaos.
Metro Housing Reports Show Positive TrendsThe housing market in the Twin Cities continues to get stronger, based on two reports out Tuesday.
Ash Pest Returns Early; Residents Told To Delay PruningIn Minnesota, emerald ash borers usually strike the first of May, but not this year. They're actually striking now. Our warm spring has brought the tree killing beetle earlier than usual.
It’s Cheaper To Rent, Right? -- Not So FastConventional wisdom has always told us it's cheaper to rent than to buy. But the market just may turn that thought upside down. The real estate website Trulia tracks rent across the country, and today revealed that in many U.S. cities, renting is no longer the cheaper option.